Saco Homes under $400,000

Welcome to Saco, Maine – a charming coastal city that beautifully combines the allure of small-town living with the vibrancy of a thriving community. Nestled in York County, Saco boasts stunning natural landscapes, rich history, and a welcoming atmosphere that makes it an ideal place to call home. Just a stone's throw from the picturesque shores of the Atlantic Ocean, residents enjoy easy access to sandy beaches, scenic parks, and a variety of outdoor activities that cater to all ages.

The city is known for its strong sense of community, with local events and festivals fostering connections among residents. Saco’s historic downtown area is filled with unique shops, delightful eateries, and cultural attractions, making it a perfect spot for leisurely strolls and family outings. The nearby Saco River offers opportunities for kayaking, fishing, and enjoying the serene beauty of nature.

For those seeking affordable housing options, Saco has an impressive selection of homes priced under $400,000. Whether you’re a first-time homebuyer, a growing family, or looking to downsize, you’ll find a variety of charming properties that cater to diverse tastes and lifestyles. From cozy single-family homes to modern townhouses, Saco offers something for everyone.

With its excellent schools, friendly neighborhoods, and convenient access to Portland and other nearby cities, Saco is not just a place to live; it’s a place to thrive. Explore the possibilities of making Saco your new home, where the perfect blend of coastal charm and community spirit awaits you!

Newest Saco Homes under $400,000

$375,000

3 Beds ⋅ 1 Baths

9 Lincoln Rd is a move-in-ready 3-bedroom ranch that combines the ease of one-level living with a long list of valuable updates buyers will appreciate. Inside, the home offers bamboo flooring in the kitchen, dining area, and living room, along with new flooring in the bedrooms and mudroom for a fresh, updated feel. The remodeled full bath and practical mudroom entry with full laundry setup add both comfort and convenience to everyday living. Major improvements help set this home apart, including a new roof in 2019, new siding, most windows replaced, and a new dishwasher and stove - giving buyers added peace of mind and reducing the list of immediate projects. Outside, you'll find a one-car detached garage with storage above, an oversized shed, and a great backyard with space to relax, play, garden, or entertain. Located in the Thornton Academy school district, the home was recently appraised at $425,000, creating a compelling opportunity for buyers seeking value, updates, and location in one package.

9 Lincoln Rd, Saco

Listing courtesy of Landing Real Estate.

$234,950

2 Beds ⋅ 2 Baths

Diamond in the rough! convenient location, nice private yard, deck, detached 1 car garage. 2 bedrooms, 2 full baths, first floor laundry in bathroom. Original wide pine flooring. Offers may not be submitted until the 8th day following the MLS Initial Listing of Property. submitted offers will be reviewed on 9/29/2026

65 Maple St, Saco

Listing courtesy of Your Real Estate Company.

$399,900

2 Beds ⋅ 1 Baths

Premium riverfront corner unit - sweeping views. The CROWN JEWEL of Saco Island Terrace, Unit 138 combines panoramic river views, exceptional historic character, and convenient first-floor living in a beautifully renovated two-bedroom. Windows on multiple sides capture direct views of the rushing Saco River Falls and fill the home with natural light—all with no stairs required. Inside, the building's industrial heritage takes center stage with exposed brick walls, arched windows, substantial timber beams, soundproofing, 10 ft ceilings, and thoughtfully incorporated industrial-inspired details. The newly renovated kitchen blends style and function with granite countertops, stainless steel appliances, generous cabinetry, open shelving, and a breakfast bar overlooking the living area. The beautifully updated bathroom features a spacious tiled walk-in shower with a glass enclosure and a modern vanity. Together, these improvements create a home that feels both polished and true to the building's historic character. A heat pump and HVAC system provide year-round heating and air conditioning, with the system professionally maintained by the condominium association. Additional amenities include secure building entry, a reserved parking space, on-site laundry, and low-maintenance condominium living. Just steps from the Amtrak Downeaster, the property offers convenient access to Portland and Boston. Restaurants, breweries, coffee shops, boutiques, and entertainment in downtown Saco and Biddeford are all within walking distance, while Southern Maine's beaches, the Maine Turnpike, and Portland's waterfront are only a short drive away. Whether you are searching for a primary residence, a low-maintenance second home, or a truly distinctive riverfront property, Unit 138 offers a rare combination of direct water views, first-floor convenience, corner-unit privacy, modern renovations, and authentic historic charm.

1 Saco Island Ter Unit 138, Saco

Listing courtesy of RE/MAX Realty One.

$339,900

1 Beds ⋅ 1 Baths

Rare zero-stair directly on the river. Enjoy river views in this newly renovated, accessible first-floor, one-bedroom condominium at Saco Island Terrace. Offering convenient single-level living in one of Southern Maine's most walkable locations, Unit 134 is an inviting option for a primary residence, low-maintenance second home, or convenient home base near Portland and the coast. Inside, soundproofed 10-foot ceilings enhance the home's spacious feel while providing exceptional noise reduction and privacy. The comfortable layout flows easily between the kitchen and living area, where direct water views create a beautiful backdrop for everyday living. The renovated kitchen features leathered granite countertops, stainless steel appliances, and generous cabinetry, while the spacious bedroom and accessible features throughout add to the home's comfort and convenience. An energy-efficient HVAC system provides year-round heating and air conditioning and is professionally maintained by the condominium association for added peace of mind. Additional amenities include secure building entry, a reserved parking space, on-site laundry, and low-maintenance condominium living. With first-floor access, wheelchair accessible and no stairs required, this home offers an uncommon combination of accessibility, style, and riverfront scenery. Located just steps from the Amtrak Downeaster, Saco Island Terrace makes travel to Portland or Boston remarkably easy. Restaurants, breweries, coffee shops, boutiques, and entertainment in both downtown Saco and Biddeford are all within walking distance. Nearby beaches, the Maine Turnpike, and Portland's celebrated waterfront, shopping, and dining are also only a short drive away. Whether you are simplifying, searching for an accessible home, or looking for a beautifully renovated property in a connected riverfront community, Unit 134 delivers modern comfort, direct water views, and an exceptional Southern Maine lifestyle.

1 Saco Island Ter Unit 134, Saco

Listing courtesy of RE/MAX Realty One.

$300,000

3 Beds ⋅ 2 Baths

Welcome to 131 Common Street—a spacious, separately deeded attached single-family home that truly lives like a house. With its own entrance, generous living space, private fenced yard, and two full levels, it offers the feel and function of a traditional home while sharing just one wall with the neighboring residence. Inside, the flexible floor plan gives you plenty of room to spread out, with 3 generously sized bedrooms, a bonus room, and 2 full bathrooms—one on each level. Whether you need space for a home office, guests, hobbies, or simply everyday living, there's room to make it your own. Recent updates include a new propane-fired boiler providing both heat and hot water, along with new carpeting in the living room and bedrooms. There's still opportunity to add your own style and finishing touches, making this a great choice for someone looking for a home with character, space, and potential. Outside, the large fenced-in yard feels like your own private retreat, with room for pets, gardening, play, or relaxing outdoors. A storage shed provides plenty of space for bikes, kayaks, lawn equipment, and more. And the location is hard to beat. The scenic Saco Riverwalk and nearby boat launch are just a short walk away, with downtown Saco, shopping, restaurants, and local amenities close by. If you've been looking for the space and privacy of a house at an approachable price point, 131 Common Street is well worth a look.

131 Common St, Saco

Listing courtesy of EXP Realty.

$389,000

3 Beds ⋅ 2 Baths

Welcome to your new home at 12 Bradley St, just a short distance from all the charm and convenience of downtown Saco! This beautifully renovated 1850 Cape blends historic character with modern updates throughout. One of the standout features of this home is its one floor living option, with a first-floor bedroom, full bath, and laundry all conveniently located on the main level. The private, fenced backyard is perfect for relaxing, entertaining, or letting your pets run free -- a rare find so close to town. Upstairs you'll find a second full bath along with additional bedrooms, and off-street parking accommodates two vehicles with ease. Don't miss your chance to own this well-loved home - showings begin Friday 8/21 with open houses on Saturday and Sunday 11-1pm

12 Bradley St, Saco

Listing courtesy of Smith & Company Realty. 207-475-8480

$309,000

2 Beds ⋅ 1 Baths

Discover classic cottage charm at The Cottages at Pine Meadow, a peaceful 55+ community surrounded by scenic pastoral views. This inviting two-bedroom home features a versatile loft, perfect for overnight guests, a home office, or additional living space. Enjoy your morning coffee on the stone patio while taking in the tranquil setting. A full basement offers abundant storage and added possibilities. Ideally located near beaches, shopping, and everyday conveniences, approximately five minutes from Scarborough and 15 minutes from Portland. Whether you're searching for a year-round residence, a seasonal retreat, or an investment opportunity, this special property checks all the boxes.

994 Portland Road Unit 29, Saco

Listing courtesy of Keller Williams Realty. 207-415-8204

$349,900

2 Beds ⋅ 1 Baths

PRICED REDUCED!!!Make this charming blue ranch yours! Its nestled in a desirable Saco neighborhood on a quiet dead-end street! This 2-bedroom, 1-bath home offers a wonderful opportunity to add your own personal style and warmth. With great bones and a functional single-level layout, it's ready for your personal touches and vision. Newer windows, roof and electric. The full basement provides plenty of additional space and exciting potential for future expansion, storage, a workshop, or recreation area. Enjoy the convenience of being located near shops, beaches and the Saco school system. Enjoy all that Saco has to offer. Whether you're a first-time buyer, looking to downsize, or searching for a home with room to grow, this property is full of possibilities. Come see the potential and imagine making this Saco home your own!

41 Hall Ave, Saco

Listing courtesy of EXP Realty.

$337,500

2 Beds ⋅ 1 Baths

Welcome to 372 Main Street, Unit 203, a thoughtfully renovated condominium that pairs the character of a classic Saco address with the ease and polish of modern, low-maintenance living. Offered for the first time since the building's extensive 2022 renovation and condominium conversion, this turnkey residence offers more than 1,000 square feet of comfortable, beautifully considered living space. Designed for effortless everyday living, the home features two bedrooms, in-unit laundry, first-floor living, and two parking spaces. The second bedroom provides the flexibility for a guest room, a refined home office, library, or private study, or home gym, adapting easily to the way you live. Thoughtful upgrades include Hunter Douglas top-down window treatments for privacy and light control, along with custom ELFA shelving throughout the closets and laundry room for elevated organization and storage. Outside, a shared community patio offers a welcoming place to enjoy coffee, an afternoon read, or warm summer evenings--without the maintenance and responsibility of a private yard. The location is equally compelling. Just minutes from Downtown Saco, Thornton Academy, and the Maine Turnpike, and approximately 20 minutes from Greater Portland, Unit 203 puts Southern Maine's restaurants, shopping, beaches, and coastal lifestyle within easy reach. Chic, spacious, and exceptionally convenient, 372 Main Street, Unit 203 offers a sophisticated approach to condo living!

372 Main St Unit 203, Saco

Listing courtesy of Elevate Maine Realty.

$364,900

2 Beds ⋅ 1 Baths

Positioned in the building's most coveted second-floor corner layout, Unit 205 frames breathtaking, multi-angle panoramic views of the rushing Saco River Falls. Experience the perfect balance of riverfront living, modern updates, and unbeatable convenience in this beautifully updated 2-bedroom corner unit at Saco Island Terrace. Located just steps from the Amtrak Downeaster, commuting to Portland or Boston is effortless while enjoying the charm and lifestyle of Southern Maine. Natural light fills the home, where spectacular river views can be enjoyed from every window. The updated kitchen features stainless steel appliances, leathered granite countertops, generous cabinetry, and an open living area with soaring ceilings that create a bright, spacious feel. The remodeled bathroom adds a fresh, contemporary touch, making this home truly move-in ready. Designed for comfort and privacy, the condo features soundproofed ceilings that provide exceptional noise reduction--you may never even know you have neighbors above you. An energy-efficient mini-split provides year-round heating and air conditioning, and HVAC system is professionally maintained by the condominium association for added convenience and peace of mind. Additional features include secure entry, a reserved parking space, and low-maintenance living, giving you more time to enjoy everything this exceptional riverfront community has to offer. Step outside and explore the restaurants, breweries, coffee shops, boutiques, and entertainment of both downtown Saco and Biddeford, all within walking distance. Spend weekends at nearby beaches or take a short drive to Portland's renowned waterfront, shopping, and dining. Whether you're searching for a primary residence, a low-maintenance second home, or an exceptional riverfront home with convenient access to Portland, Boston, and beyond, Unit 205 combines an unbeatable location, remarkable views, and a walkable lifestyle that's hard to find.

1 Saco Island Ter Unit 205, Saco

Listing courtesy of RE/MAX Realty One.

$364,900

3 Beds ⋅ 1 Baths

This charming and comfortable Saco home is full of features you'll love, starting with the oversized, private lot that offers a peaceful setting to relax, entertain, or simply enjoy the outdoors. Perfectly located just minutes from downtown Saco's shops, restaurants, and everyday conveniences, you'll also be just a short drive from the beaches of Ocean Park and only minutes from I-95 for an easy commute. The seller owned solar panels are a valuable bonus, and the new owner can enjoy this clean and energy efficient alternative for years to come. With a first-floor bedroom, full bath, and laundry, the home offers the ease and convenience of single-level living along with an attached shed for plenty of storage. If you've been searching for an affordable home in Saco with a fantastic location, this is one you won't want to miss.

39 Cumberland Ave, Saco

Listing courtesy of Berkshire Hathaway HomeServices Verani Realty.

$285,000

1 Beds ⋅ 1 Baths

Welcome to Unit 2 at Pine Meadow, where a single neighbor and open surroundings give this cottage all the privacy of a corner lot. This freestanding cottage sits near the front of one of southern Maine's most desirable 55+ communities, an easy in-and-out location that still feels tucked away, with extra afternoon sun and room to breathe. Built just a few years ago and lovingly maintained by its original owner, it lives like new construction without the wait. Inside, vaulted ceilings and an open floor plan keep everything bright and airy. The kitchen anchors the space with granite counters and stainless appliances, flowing directly into a living area that suits a quiet night in as easily as it does have company over. Two heat pumps keep the home comfortable year-round plus cool and refreshing through the summer months and efficient warmth when the weather turns. Upstairs, a finished loft adds flexible bonus square footage-home office, guest space, studio, or a spot to curl up with a book. The main-floor bedroom means single-level living when you want it, and the full bath includes a stackable washer and dryer, so laundry never means a trip elsewhere. Step outside to a private stone patio built for slow mornings and unhurried evenings, framed by thoughtful, low-maintenance landscaping with room for potted plants or a small raised garden bed. Just minutes from beaches, walking trails, shopping, and dining, this turn-key cottage is an effortless fit for anyone downsizing, retiring, or simply ready to trade upkeep for easy coastal living.

994 Portland Rd Unit 2, Saco

Listing courtesy of Keller Williams Realty. 207-415-8204

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